Financial Bloom Academy — Master Your Money. Bloom Financially.

Assessments

Begin with the truth about your money.

Financial progress starts with an honest diagnosis, not a new budgeting app. Our assessments give you a clear picture of your current financial behaviour and a specific next step.

Free diagnostic

The Money Leak Finder™

Sixteen questions, five minutes, no bank details. You leave knowing your Primary Money Leak Pattern™ and one practical Money Move™.

Take the free assessment

Flagship product

Your Money Leak Report™

A Personal Financial Stewardship Action Report. A personalised, evidence-based report built from your own answers — yours to download and keep.

US$12

  • Your Primary Money Leak Pattern™ with the evidence behind it
  • A full breakdown of all four patterns and their severity
  • Your Money Move™ and a personalised redirect plan
  • Your 30-Day Money Commitment™, written for your situation
  • A downloadable, personalised PDF you keep for good
Start the diagnostic

The report is offered after you complete the free assessment, so it is built from your actual answers.

Free assessment · optional report

The Personal Financial Assessment™

Twenty-five statements across the Five Financial Foundations™ — Control, Confidence, Security, Stability and Abundance. Your foundation snapshot is free. A personalised 14-page report is available afterwards for US$12.

Take the free assessment

Pre-retirement programme

RETIRE READY™

A guided journey for anyone approaching retirement — your Readiness Snapshot™, Retirement Reality Check™ with your Runway™, and a private 15-page report built from your own answers. Around 20 minutes, saved as you go.

US$39

Invited by your employer, pension fund or association? Your access is already paid for.

What we measure

The four Money Leak Patterns™.

Unplanned Spending™

“Did I decide where my money would go — or did spending just happen?”

Lifestyle Inflation™

“Am I building wealth—or continually upgrading my lifestyle?”

Generous Overgiving™

“Is my generosity intentional and sustainable — or financially destabilising?”

Debt Mismanagement™

“Is the way I am using and repaying debt helping my financial progress—or restricting it?”